What are FHA loans best suited for? They allow for high loan-to-value ratio loans with no prepayment penalties. They allow for high qualifying ratios, and less-than-perfect credit. In fact, they don't require an established credit score...

Credit Fico Score For FHA Loan
When FHA is underwriting a mortgage loan they do not look directly at the credit fico score of the borrower; instead they look at overall credit profile. However even though fico credit score is not a large factor in an FHA loan you ...